What is hail, and how does it affect your roof?
As thunderstorm updrafts lift a droplet of water above freezing levels in the atmosphere, the water transforms into ice. As the frozen droplet floats high in the clouds, it accumulates other particles of supercooled water. A hailstone is formed as these drops of water bond and freeze. The hailstone continues growing in size as it gathers more and more frozen water drops. When the stone is heavy enough to resist the pull of the updraft, the chunk of hail falls to the ground.
While miniscule hailstones don’t pose much of a threat to your roof, larger stones can cause significant damage. When hail strikes your roof, it doesn’t automatically cause a leak. Instead, the integrity of the shingle is weakened. When hail hits, it scuffs off the protective granules which cover your asphalt shingle. These granules are intended to block UV radiation from your shingle, but when missing, your shingle is vulnerable to premature degradation.
How can I tell if my roof has been damaged by hail?
There are several ways a homeowner can tell if their roof has been marred by hail. If you notice round and black spots on your roof with no particular pattern, it’s likely hail damage. When hail falls, it does so haphazardly and leaves small, random scuffed sections of roofing. Dented gutters may also indicate hail damage. Since most gutters are made of aluminum that easily dents, if you notice your gutters are all dinged up after a storm, it’s probable that your roof is as well. Shingles that are cracked, curling, or broken can occur as the result of hail as well.
Does insurance cover the cost of hail damage roof repair?
Most insurance companies in Georgia will reimburse homeowners for roof damage caused by hail. If your area has recently had a hailstorm, the first thing to do is call your insurance company. After obtaining some information, they’ll either schedule for an insurance adjuster to come out and inspect your roof or they’ll ask you to call a local roofer for an inspection. Depending on the inspector’s findings, the insurance company will either approve or deny your claim. If your claim is denied, you have the right to request a second inspection by a different adjuster.
Choose Adams & Sons Roofing for Help After the Storm
When working with your insurance company, it’s important to document everything. Failing to do so could result in the loss of your insurance benefits and payout. Working with a licensed and experienced roofing contractor is the best way to ensure you receive everything you’re owed as a policy holder.
In Sugar Hill, GA, Adams & Sons Roofing has decades of experience helping homeowners rebuild after storms. Our team of experts is knowledgeable and can help you navigate the sometimes complicated insurance claims process. To get started, give us a call at 770-271-7075, or connect with us online. A member of our team is available to answer any questions you may have and set you on your way to a new roof. We look forward to serving your roofing needs.